Archive for May, 2009

Link Love – Home, Family, and Money

Check out these interesting articles this weekend:

Grocery Shopping 101: Quantity Charges and 10 Products to Watch Out For at

Online Price Comparison at

The Barter Economy – 14 Great Places to Trade Stuff Online at

How to Get a High Paying, High Integrity Job at

DIY Color Shape Flash Cards at

Fun Summer Activities for Kids at

Frugal Fun: Ice Cream in a Baggie at

Homemade Laundry Detergent, Charlies, & Soap Nuts at

Police Dogs Smell Detection at


May 30, 2009 at 1:00 am 1 comment

Food on Friday

Happy last Friday in May! I hope you enjoy these links:

Why Grass Fed Beef is Better for Your Health at

A Consumer Speaks at NAIS Listening Session at

Growing a Container Apple Tree at

Healthy Egg Recipes at

Homemade Ginger Ale Recipe at (thanks to Simple Mom)

Mango Coffee Cake at

Jolene’s Flaxseed Crackers at

Lunch Ideas at

Unhealthiest Drinks in America at

The Truth About Diet Soda at

The 11 Most Controversial Food Additives at

In Season: Aspargus at

May 29, 2009 at 9:05 pm Leave a comment

Booking Through Thursday – Unread


In the perfect follow-up to last week’s question, as suggested by C in DC:
Is there a book that you wish you could “unread”? One that you disliked so thoroughly you wish you could just forget that you ever read it?

Normally, when a book is super bad, and I don’t have to finish it, I won’t. There are so many books I want to read, I don’t want to waste precious time reading unworthy books. That said, I do hate not finishing a book…
The only book that comes to mind that I wish I could “unread” is Lord of the Flies which I had to read in school. I don’t recall many details from this book, but I remember I did not like it and thought it was gruesome.

See other responses to this question at Booking Through Thursday.

May 28, 2009 at 1:10 pm 1 comment

Works for Me Wednesday – Refinancing


Almost seven years ago we built our first house. We didn’t think it was something we’d be able to afford, but the construction company my husband works for gave us a discount, we were able to get a much nicer house that was brand new, instead of continuing to search for “used” homes not staying on the market very long. We were very fortunate to have this opportunity. Of course, we could not afford to build our dream home, but we are happy with what we were able to build.

Our goal was to put down at least 20% down to avoid escrow, which we did. Our mortgage was for 30 years at 6.625%. Mortgage rates are currently very low. We received numerous letters from our mortgage company about refinancing, and actually looked into it a year or so ago, but it still would not have been worth it. However, about two months ago, my husband looked into refinancing again and found that we could get a 15 year mortgage and have lower payments than our 30 year mortgage. It made sense, so last week we refinanced. Mostly this worked because we paid extra on our mortgage for the first five years. When I lost my job two years ago, we stopped paying extra, which was hard to me to do, since I really wanted to pay off our mortgage in 15 years, which we were on the path to doing.

Refinancing worked for us. If you are not sure, call some places to see what their current rates are. We ended up going through a regional bank that allowed us to choose from at about 10-15 different mortgage companies, so we chose the deal that worked best for our situation. We now have a new mortgage company and are getting a better deal than what our old mortgage company had available. It pays to shop around.

May 27, 2009 at 10:58 am 1 comment

Tuesday’s Tip Jar – VistaPrint


Several months ago, when I started my new business, someone suggested I order business cards and other promotional type items from I signed up for their email list and immediately began getting emails with good deals. I ended up ordering “free” business cards and a personal address stamp and only had to pay shipping. I don’t recall the exact cost, but it was pretty reasonable, I’m pretty sure it was less than $15. One suggestion for you, don’t wait until the last minute, order in advance, then you can save money on shipping.

Updated (6.3.09) – someone left a comment below about scams involving Vistaprint. I have not had any problem with them charging me incorrectly or even spam for that matter. I have heard from many people who were satisfied with this company. I just thought you may want to know that some people seem to have had problems with this company.

May 26, 2009 at 10:35 pm 3 comments

Link Love: Home, Money, and Family Edition

I hope you are having an enjoyable holiday weekend. Check out these articles I’ve read recently:

How to Make a Box at

Save Money by Sewing Your Own Clothes at (thanks to Almost Frugal)

Gift Wrap on a Dime at

Frugal Summer Ideas at

10 Resources for Finding Free and Cheap Things to Do This Summer at

What Do I Do When my Spouse and I Aren’t on the Same Page? at

Ditch Disposables at

Building a Compost Bin at

Borax, Is It Safe? at

Make Your Home Office Productive and Comfortable at

How I Do It All at

10 Ways to Save Money with Gift Baskets at

Free Coldplay Download at (thanks to Fun Being Frugal)

Apple Camp: Free Summer Workshops for Kids at

The Advantages of Spending Less at

10,001 Ways to Live Large on a Small Budget at

May 23, 2009 at 1:37 pm Leave a comment

Food on Friday

Happy Friday! Enjoy these recipes and other kitchen/food related tips.

Mind the Microwave in May at (thanks to 5 Minutes for Mom)

Frugal Homemade Pizza Sauce at

Flexible Casserole Recipe at

Strawberry Shortcake at

Pickle Recipes at

Homemade Baked Beans at

Homemade Buckwheat Soba Noodles at

May 22, 2009 at 6:20 pm 1 comment

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